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long term care moving ball Long Term Care Insurance long term care moving ball
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  COMPARE THE RISKS:
  Long Term Care -
  • 43% of people who require long-term care
    are working-age adults age 18 to 64.
                                   
  • $65,000 to $90,000 / year Average Claim
                                   
  • Average Nursing Home stay is 2 ½ years

  House Fire - 5 of every 100 people experience a loss
                         $3,440 Average Claim
  Auto Accident - 70 of every 1000 people experience a loss
                              $3,000 Average Claim
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Long Term Care is needed when a person cannot take care of themselves by performing the Activities of Daily Living.

Long Term Care services are typically divided into 4 categories:

  • In-Home Health Care
  • Adult Day Care
  • Assisted Living Care
  • Nursing Home Care
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Will you need Long Term Care?

Most of us plan carefully for retirement but completely overlook the need to protect ourselves and our families against the costs associated with accidents or extended illness. It can place enormous emotional and financial burdens on entire families, leaving the person in need of care dependent upon others.

Issue ages 18-84.
Judy & me  

If you are among those Americans who don't expect to need Long Term care of any sort, you may want to reconsider.

(1) Chances are greater than 50% that each of us will require extended care at home or in a nursing home.

(2) Approximately eight million Americans are receiving health care in their homes right now. That's FIVE TIMES the number of people currently in nursing homes.

(3) Another eye-opening fact is that one in four people who live to age 65 will spend one year or more in a nursing home.

(4) Without proper planning or coverage, many people are forced to spend money set aside for retirement or rely on their children to help pay the bills.
     

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Important Disclaimer:  Answers and comments provided above are general information, and are not intended to substitute for informed professional medical, psychiatric, psychological, tax, legal, investment, accounting, governmental, or other professional advice. We do not endorse, and expressly disclaims liability for any product, manufacturer, distributor, service, health plan, or service provider mentioned or any opinion expressed in the website.  Replies, comments, or information gathered on BarricksInsurance.com  website may not be accurate but are intended to be helpful.

Barricks Insurance Services
13900 NW Passage #302, Marina Del Rey, CA 90292
Phone:   (310) 827-7286  |   Fax:   (310) 827-0256
Toll-Free 1-877-Look4Life  (1-877-566-5454)

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