|
|
| BENEFIT |
IN-NETWORK |
OUT-OF-NETWORK |
| Annual Deductible |
$0 |
| Lifetime Maximum |
$5,000,000 |
| Annual Out-of-Pocket Max. |
$7,500 |
| Doctors' Office Visits |
$40 copay |
50% of negotiated fee plus all excess charges |
Professional Services (X-ray, lab, anesthesia, surgeon, etc.) |
$40 copay |
50% of negotiated fee plus all excess charges |
Hospital Inpatient (Overnight Hospital Stays) |
40% of negotiated fee plus $500 copay per day/4-day maximum copay per admission |
All Charges except $650 per day |
Hospital Inpatient (If You Don't Stay Overnight) |
40% of negotiated fee plus $500 copay per surgical admission |
All Charges except $380 per day |
| Emergency Room Services |
40% of negotiated fee |
40% of customary and reasonable fees plus all excess charges |
| Maternity |
Not Covered |
| Preventive Care |
Routine mammogram, Pap and PSA tests: $40 office visit plus 40% of negotiated fee
Well Baby and Well Child (through age 6): $40 office visit plus 40% of negotiated fee
HealthyCheckSM Centers: $25/$75 copay for basic/premium screening |
Routine mammogram, Pap and PSA tests: 50% of negotiated fee plus all excess charges
Well Baby and Well Child (through age 6): 50% of negotieated fee plus all excess charges
|
| Ambulance |
40% of negotiated fee |
50% of negotiated fee plus all excess charges |
| Physical & Occupational Therapy; Chiropractic Services |
40% of negotiated fee, up to 12 visits per year |
All charges except $25 per visit, up to 12 visits per year |
| Accupunture/Accupressure |
All Charges except $25 per visit, up to 24 visits per year |
Prescription Drug Coverage Options |
In-Network |
Out-of-Network |
| RightPlan PPO 40 with No Prescription Drug Coverage (P958) |
No Prescription Drug Coverage |
| RightPlan PPO 40 with Generic Prescription Drug Coverage (PE48) (30-day supply, retail & mail order) |
$10 copay generic (Drugs on Generic Rx Formulary only) |
50% of drug limited fee schedule and all excess charges plus the copay / coinsurance as stated for in-network benfits (Drugs on Generic Rx Formulary only) |
RightPlan PPO 40 with Comprehensive Prescription Drug Coverage (PE49) (30-day supply, retail & mail order) |
Anthem Blue Cross Formulary Drugs: $10 copay generic; $30 copay brand-name after annual $500 brand-name prescription drug deductible; 30% of negotiated fee for self-administered injectables, except insulin |
50% of drug limited fee schedule and all excess charges plus the copay / coinsurance as stated for in-network benfits; subject to the annual $500 brand-name prescription drug deductible. |
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