|
Lumenos HIA Plus 1500 1 Member |
In-Network |
Out-Of-Network |
 |
Annual
Deductible |
Individual: $1,500 |
Individual: $1,500 |
 |
Annual Out-Of-Pocket Limit
|
Individual: $3,500 |
Individual: $8,500 |
 |
Lifetime
Maximum |
$5,000,000 |
$5,000,000 |
 |
Office
Visits |
Health Account Funds then No Charge after Bridge (Deductible minus Health Account Funds) |
Health Account Funds then 30% after Bridge (Deductible minus Health Account Funds) |
 |
Prescription
Drugs |
Health Account Funds then No Charge after Bridge (Deductible minus Health Account Funds) |
Health Account Funds then 30% after Bridge (Deductible minus Health Account Funds) |
 |
Laboratory
and Radiology |
Health Account Funds then No Charge after Bridge (Deductible minus Health Account Funds) |
Health Account Funds then 30% after Bridge (Deductible minus Health Account Funds) |
 |
Annual
Physical Exam |
No Charge |
30% (Deductible Waived) |
 |
Annual
OB-GYN Exam |
No Charge |
30% (Deductible Waived) |
 |
Well
Baby Care |
No Charge |
30% (Deductible Waived) |
 |
Outpatient
Surgery |
Health Account Funds then No Charge after Bridge (Deductible minus Health Account Funds) |
Health Account Funds then 30% after Bridge (Deductible minus Health Account Funds) |
 |
Emergency
Room |
Health Account Funds then No Charge after Bridge (Deductible minus Health Account Funds) |
Health Account Funds then 30% after Bridge (Deductible minus Health Account Funds) |
 |
Ambulance
|
Health Account Funds then No Charge after Bridge (Deductible minus Health Account Funds) |
Health Account Funds then 30% after Bridge (Deductible minus Health Account Funds) |
 |
Home
Health Care |
Health Account Funds then No Charge after Bridge (Deductible minus Health Account Funds) |
Health Account Funds then 30% after Bridge (Deductible minus Health Account Funds) |
 |
Mental Health Services |
Health Account Funds then No Charge after Bridge (Deductible minus Health Account Funds) |
Health Account Funds then 30% after Bridge (Deductible minus Health Account Funds) |
 |
Chiropractic
Care |
Health Account Funds then No Charge after Bridge (Deductible minus Health Account Funds) |
Health Account Funds then 30% after Bridge (Deductible minus Health Account Funds) |
 |
Acupuncture
/ Acupressure |
Health Account Funds then No Charge after Bridge (Deductible minus Health Account Funds) |
Health Account Funds then 30% after Bridge (Deductible minus Health Account Funds) |
 |
Inpatient Co-payment |
Health Account Funds then No Charge after Bridge (Deductible minus Health Account Funds) |
Health Account Funds then 30% after Bridge (Deductible minus Health Account Funds) |
|
Maternity
Care |
Health Account Funds then No Charge after Bridge (Deductible minus Health Account Funds) |
Health Account Funds then 30% after Bridge (Deductible minus Health Account Funds) |
 |
Inpatient Mental
Health |
Health Account Funds then No Charge after Bridge (Deductible minus Health Account Funds) |
Health Account Funds then 30% after Bridge (Deductible minus Health Account Funds) |
 |
Chemical Dependency
|
Health Account Funds then No Charge after Bridge (Deductible minus Health Account Funds) |
Health Account Funds then 30% after Bridge (Deductible minus Health Account Funds) |